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Crypto in Your 401(k)? Fidelity Unveils Bold Move into Retirement-Backed Bitcoin

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  • Market Cap: $2.68T ⬇️ 1.63%

  • 24h Volume: $128.74B ⬆️ 64.50%

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  • Ethereum Dominance: 8.2%

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Name

Price

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Market Cap

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$83,273.68

-1.86%

$1.65T

$52.97B

Ethereum (ETH)

$1,820.30

-3.33%

$219.64B

$23.45B

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$144.02B

$99.77B

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$85.75B

$1.92B

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-3.87%

$61.41B

$6.04B

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💹 Market Highlights:

  • Total DeFi Volume: $7.78B

  • Stablecoins Volume: $124.41B

  • Coin with highest % change: TRUMP (+9.29%)

📈 Preview On Today’s News:

  1. - Crypto in Your 401(k)? Fidelity Unveils Bold Move into Retirement-Backed Bitcoin

  2. - Liquidity Crisis Exposes Cracks in Stablecoin Security

  3. - Shadow Politics: Trump’s Crypto Ties Stir Stablecoin Regulation Storm

Keep reading below for more!

Have you heard of The Letter of Intent?

Today’s News:

1)

Crypto in Your 401(k)? Fidelity Unveils Bold Move into Retirement-Backed Bitcoin

Fidelity Investments, a $6 trillion asset manager, has launched a new retirement plan allowing U.S. adults to directly invest in Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC) through a no-fee crypto IRA. This offering includes Roth, traditional, and rollover IRA options, with assets securely held in cold wallets. Responding to growing investor interest in crypto for long-term wealth building, Fidelity's move signals a major step in mainstreaming digital assets within traditional retirement frameworks. Beyond this initiative, the firm is expanding its crypto presence through ETFs and a potential proprietary stablecoin.

  • Fidelity now offers fee-free crypto IRAs for U.S. citizens 18+, with BTC, ETH, and LTC held securely in cold wallets.

  • The launch reflects Fidelity’s deeper push into digital assets, with crypto ETFs already in place and a proprietary stablecoin reportedly in development.

2)

Liquidity Crisis Exposes Cracks in Stablecoin Security

TrueUSD (TUSD), a once-trusted stablecoin, faced a dramatic liquidity crisis after $456 million in reserves were mismanaged by fiduciary partner First Digital Trust (FDT). A Hong Kong court revealed that funds meant for low-risk investments were instead funneled into a high-risk trade finance firm, Aria Commodities DMCC, which later failed to return the money. This left TUSD unable to honor redemptions, shaking user confidence and market stability. Tron founder Justin Sun intervened by injecting capital to restore liquidity and redeemability. Meanwhile, TUSD's parent company Techteryx allocated 400 million tokens as a stability reserve. Legal proceedings now accuse FDT of fraud and unauthorized transactions, while both FDT and Aria deny wrongdoing. The crisis follows prior turbulence, including Prime Trust’s collapse and SEC fines tied to misrepresentation of TUSD’s dollar backing.

  • Justin Sun intervened to rescue TrueUSD after $456M in reserves became inaccessible due to unauthorized and risky investments by its fiduciary partner.

  • Court filings accuse First Digital Trust of fraud and mismanagement, while TUSD’s reputation suffered further from prior partner collapses and regulatory fines.

3)

Shadow Politics: Trump’s Crypto Ties Stir Stablecoin Regulation Storm

Former President Donald Trump's connections to cryptocurrency businesses are drawing heightened scrutiny as lawmakers debate new stablecoin legislation. These affiliations have become a major influence in shaping regulatory strategies, with concerns rising over potential conflicts of interest and their impact on future financial policies. Bipartisan discussions are intensifying in Washington as political and industry figures weigh how Trump's involvement could steer the direction of crypto oversight. Analysts warn that unresolved political entanglements may undermine the ethical and structural integrity of future regulations.

  • Trump’s crypto-related business ties are significantly influencing U.S. stablecoin legislative debates, raising bipartisan concerns about conflicts of interest and ethical governance.

  • Potential shifts in crypto regulation, driven by political affiliations, could reshape financial markets and central banking strategies.

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This newsletter (Hodl Topic, hodltopic.com) is based on our data and opinions, provided solely for informational purposes. It does not constitute financial advice. Cryptocurrency investments involve significant risks, so it’s essential to conduct thorough research and consult a qualified financial advisor before making any investment decisions. We are not liable for any financial gains or losses resulting from the use of this information.